With Holiday celebrations over, you may find yourself with more free time than you have since November last year! Many people head into January determined to put this free time to constructive use with an array of personal projects that range from improving their health and quality of life through to taking up new hobbies […]
What You Need in a CTO
These days, every business is in the software business. Even if you don’t make and sell computer programmes, you still use ‘off the shelf’, cloud based software solutions to manage stock, sales information and sensitive data about clients and staff. You can’t afford to be left behind by the next big development in computing that […]
Creative Ways to Reward Your Employees
When you’re running a business, one of the important things you need to do is find ways to reward your employees. Employees that don’t feel valued are apt to leave, and the failure to retain talent is one of the pitfalls that can sink a company. As well as a robust employee development programme to […]
A Simple Idea To Create An Emergency Fund
Although life would be far easier if we could predict, based on past trends, what to expect in the future, this is not how the game of life works. Yes, you can anticipate some future needs based on past events, but you can’t predict all future eventualities. You have to expect a few wild joker […]
How to Cope Mentally When Paying Off Your Debt for Some Relief
Debts can make you anxious. This is a significant finding revealed in the Gallup study “The Consequences of Debt in America” published in 2016. Carrying debts causes your worries to ripple. You become constantly preoccupied by how you can free yourself from credit obligations. Let’s probe further on how debt affects you mentally. How debt […]
Choosing the Right Car Insurance
Having car insurance is mandatory. There is no way around it. You have to have it, and if you don’t, you are breaking the law and will eventually have to pay fines. Or worse, be responsible financially for an accident down the road that could seriously ruin your life. Car insurance is not cheap, especially […]
The Guide to Smart (but Frugal) Gift Giving
As generous and gracious as we want to be when giving gifts, they can really break our budget, especially around holidays like Christmas. You don’t want to be known as a “grinch”, however, you also don’t want to have to be eating beans and rice for months because of your overdrawn credit card bills. So […]
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