For some people who aren’t used to tracking expenses, a budget can be a daunting concept. However, the truth is that budgeting is just a plan that you can use to make sure that you’re not over-spending in any area of your life. With the right budget to guide you, it’s possible to reduce your […]

Credit cards have a bad reputation, as least to hear most financial planners tell it. Ironically, U.S. consumers currently hold more than 770 million credit cards in their collective wallets. That’s a lot of plastic, and is a clear indication that credit cards are extremely popular among consumers. Many people, unfortunately, don’t handle credit well. […]

The stock market is an exciting playground for investors offering a much greater growth potential than bonds and other common short-term investments. Stocks also offer investors great flexibility. You can invest as much or as little as you want, then adjust your investments over time according to the market and your financial position. Stock picking […]

With the new bills passed, most Americans would be paying more in taxes than ever before. However, there is always something you can do to minimize your payments. The situation is more adverse when it comes to smaller businesses. In most cases, they end up paying half their business revenues in taxes.  It is important […]

These days, every business is in the software business. Even if you don’t make and sell computer programmes, you still use ‘off the shelf’, cloud based software solutions to manage stock, sales information and sensitive data about clients and staff. You can’t afford to be left behind by the next big development in computing that […]