By the time you pay bills throughout the month there is probably not a whole lot leftover for spending, so for the remaining dollars that you do have, you need to be smart in how you spend, not to mention seeing if there is any way to lower your already high monthly expenses. By making […]
A Simple Idea To Create An Emergency Fund
Although life would be far easier if we could predict, based on past trends, what to expect in the future, this is not how the game of life works. Yes, you can anticipate some future needs based on past events, but you can’t predict all future eventualities. You have to expect a few wild joker […]
Top 4 Things to do with a Windfall besides Spend It All
Ask practically anyone and they will tell you that having extra cash to spend on whatever they want is more a dream that a reality. Every once in a while however, due to a tax refund, inheritance, Insurance payment or whatever, many of us find ourselves with extra money that isn’t earmarked for some type […]
Couponing the Right Way
While couponing has definitely been quite trendy in the last few years, it’s certainly not new. Coupons have been around nearly as long as newspapers, and that’s a long time. That being said, there’s certainly a lot more to couponing than simply clipping coupons out of your local newspaper, magazines and flyers. Also, just because […]
Managing Money: 5 Retirement Expenses to Budget For
You may have heard people tell you that it’s never too early to start saving and planning for your retirement. With the economy being the way it is, saving and investing for your retirement while you’re young is a good idea, especially if your company doesn’t offer pension plans. Being aware of what to budget […]
3 Smart Family Business Ideas that Everyone Would Love
Starting a business based on your sole hobby, skill, or interest is one thing – starting one which the entire family loves is a whole different deal. Bringing the family together in one united goal to create a successful business not only strengthens the bonds between each individual, it creates a valuable asset to build […]
Child Trust Funds Explained
If you’re thinking about how you can save for your child’s future – and with the prospect of high university fees to pay and having to help them with a mortgage deposit, many parents are – then you may have heard the concept of a child trust fund (CTF) being mentioned. These can be a […]