Credit score is not only important if you plan on getting a mortgage, loan, or lease right now, but at any point going forward, as in the eyes of lenders, basis for approval.  Credit scores can move up and down, based on your payment history, debt balance versus available credit, or amount of times either […]

Most of us will have dream holiday destination we’ve always wanted to go, and for those of us with families places Disneyland or the Bahamas hold a lot of appeal. However, as anyone who has ever researched these trips will testify, these holidays don’t come cheap! Not everyone will have the cash in the bank […]

If you think that being a superstar athlete, movie and TV actor or musician is the only way to be “wealthy” these days, you’d be very wrong. There are plenty of people all of the world that are quite wealthy and don’t play sports, act or sing. What they do have however are the 5 […]

There are certainly plenty of options for storing cash short-term, but one of the worst is to store actual cash somewhere in your home. Besides a few hundred dollars, or maybe even up to $1000 in actual bills, storing cash at home is extremely risky. If you have some type of emergency such as fire […]

Okay, let’s be honest, the vast majority of Americans haven’t or aren’t saving nearly enough for retirement. On the other hand, there are people out there (and hopefully you’re one of them) that are stashing away as much money for retirement as possible, and diligently working to make sure that, when their “golden years” arrive, […]

If you ask 1000 people the question “what would you like to have more of?”, 999 of them would answer “money”. Everyone wants extra money and, one would think, would do everything in their power to get that extra money somehow. The fact is however that the vast majority of Americans waste money every single […]

In theory times should be good for those in employment. While the recession has receded after the Collateralized Debt Obligation (CDO) crisis caused such worldwide devastation it seems there are still some real problems when it comes to market growth. Real estate issues have yet to be fully resolved in many places. The rapid growth […]