Planning out your finances either individually or as a family is essential, but that doesn’t mean that it’s easy. Nowadays, financial planning isn’t necessarily taught at schools, and teaching yourself after you receive your first payslip isn’t straightforward, especially as it’s likely that the money will be burning a hole in your pocket. However, although […]

As a parent, you may have realized that good grades aren’t everything when it comes to raising a well-rounded child. As human beings, we need to learn a wide variety of skills to do well in life. This is not to say that you shouldn’t continue to encourage your child to excel academically, but it’s […]

Credit score is not only important if you plan on getting a mortgage, loan, or lease right now, but at any point going forward, as in the eyes of lenders, basis for approval.  Credit scores can move up and down, based on your payment history, debt balance versus available credit, or amount of times either […]

Most of us will have dream holiday destination we’ve always wanted to go, and for those of us with families places Disneyland or the Bahamas hold a lot of appeal. However, as anyone who has ever researched these trips will testify, these holidays don’t come cheap! Not everyone will have the cash in the bank […]

If you think that being a superstar athlete, movie and TV actor or musician is the only way to be “wealthy” these days, you’d be very wrong. There are plenty of people all of the world that are quite wealthy and don’t play sports, act or sing. What they do have however are the 5 […]

There are certainly plenty of options for storing cash short-term, but one of the worst is to store actual cash somewhere in your home. Besides a few hundred dollars, or maybe even up to $1000 in actual bills, storing cash at home is extremely risky. If you have some type of emergency such as fire […]

Okay, let’s be honest, the vast majority of Americans haven’t or aren’t saving nearly enough for retirement. On the other hand, there are people out there (and hopefully you’re one of them) that are stashing away as much money for retirement as possible, and diligently working to make sure that, when their “golden years” arrive, […]