Are you thinking about purchasing a rental property? Being a landlord comes with numerous benefits—including the chance to enjoy monthly reoccurring income from tenant payments and the ability to increase your portfolio reasonably quickly. But there are a few downsides to the process including several financial issues. Here are four things to consider before investing […]
You Could Be Hurting Your Credit Score More than You Think
If you were asked what was your credit score, or even not to the number, but whether it was ‘excellent’, ‘good’, or ‘poor’, what would you say? Chances are you just assume your credit score is ‘excellent’, until you go to apply for a refinance to lower your interest rate and you’re either charged a […]
Start the Year Off Right With a Boost to Your Credit Score
While interest rates continue to rise, so do home values, so it may be the year where you decide to sell yours and look to move onto the next. Since the high interest rates are already adding quite a bit to the monthly payment, you don’t want your credit score to be the reason why […]
Easy Ways to Save Money Starting Now
If saving money were easy, then most would not be living paycheck to paycheck and everyone would have an emergency fund, no credit card debt, and a solid retirement savings. The truth is, it takes hard work, patience, and discipline in order to really have more money staying in your account as it is going […]
How You Could Be Hurting Your Credit Score
Whether you have applied for a mortgage, auto loan, or a credit card, you know that your credit score is not only the deciding factor of whether you’re approved or not, but also at what interest rate you’re approved for. The higher the rate, the more you pay every month, so instead of wasting away […]
How to Boost Your Credit Score Starting Now
If you have applied for any sort of application where credit is pulled, such as for a mortgage/refinance, personal or auto loan, credit card, even insurance rates, you know that your credit score not only is a deciding factor in whether or not you’re approved in the first place, but also at what interest rate […]
4 Ways to Stay on Top of Your Personal Finance
The days go by pretty fast, between work, social, and family obligations, there doesn’t leave much time to work on, well, you. When it comes to finances, making sure the bills are paid on time is important, but there also needs to be a focus on saving for the future, even it is decades away […]
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