If you are considering opening a personal loan, now might be the time. With recent interest rate hikes and more forecasted to come, locking in a rate now makes good financial sense. Instead of paying high credit card balances, you can take out a personal loan that has a much lower percentage rate, which means […]

Contrary to popular belief, debt is not always a bad thing. In fact, having a healthy portfolio of debt can reward you will an excellent credit score. However, there are some types of debt that are the absolute worst kinds that will make it more difficult for you to ever get out of debt. Let’s […]

Unforeseen circumstances can happen at any time and seem to always come with some sort of price tag. From a hike in car insurance premiums to paying for necessary home repairs, there can be a lot that your budget is not prepared to handle. Though unexpected expenses can throw you for a loop, there are […]

One of the biggest, most important and, in many cases, most difficult tasks about having a family is controlling expenses. Let’s face it, many single consumers in the United States have a problem controlling their expenses even before they get married and have children and, after they do, it gets worse. It can be done […]

A major decision for most people nearing retirement is whether or not to purchase long-term health care insurance policies. On the one hand, the cost of living in a nursing home or assisted living facility, or having a live-in nurse at home, can be in the tens of thousands of dollars every year. This high […]

Do you feel trapped in the never-ending cycle of credit card debt? Credit cards are very popular because they are easy-to-use and give you the freedom to make purchases without having cash readily available. The problem is that you may end up taking months, or even years, to pay off your purchases, and you are […]