The problem of cash flow affects individuals and businesses indiscriminately. While the amounts may be significantly different, the basic tenets of improving your situation are the same. There are many companies that want to get a bit of the income that Americans bring home each and every month. There are, however, ways to save money. […]

There are times when you don’t mind spending money on bargain basement deals at the big box store.  If you can stock up on enough toothpaste or cleaning supplies for the next three years, the more the merrier.  But when it comes to the tender skin of your newborn baby, you think twice before bringing […]

As generous and gracious as we want to be when giving gifts, they can really break our budget, especially around holidays like Christmas. You don’t want to be known as a “grinch”, however, you also don’t want to have to be eating beans and rice for months because of your overdrawn credit card bills. So […]

At first when you hear the the phrase “I need to save money” that usually entails making sacrifices and cutting back on things that are not labeled as necessities. Sometimes this may be the case, but it does not always have to be. There are ways to save money while still enjoying things that you […]

Health insurance is a very complicated field. Gone are the days when you made a nominal payment to the hometown general practitioner when care was needed. Today’s patient can see a wide array of specialists and therapists on the road to health improvement, and the resulting cost can be very high. Indeed, without health insurance, […]

Why does it seem like household expenses increase during the summer? Utilities, groceries, clothing, and other expenses seem to pop up, and if you’re not prepared it can leave your budget a little drained. For us, it meant at one point sacrificing our family summer vacation just to be able to make it from day to […]

Buying a laser printer is a big investment, especially if it’s a high-end model for business use, so once that initial cost is out of the way, saving money on toner cartridges is essential. If you’re finding that you’re having to replace your cartridges a bit too frequently, or you’re often saying the phrase “…I […]