Want to know the secret to being financially independent? All you need to do is spend less than you earn. On the surface, that sounds simple enough. You keep an eye on the amount of money that you make each month and ensure that you keep your spending to a minimum. However, when you start […]
Do Teenagers Cost More Money?
Raising children is not cheap, which is why you need to have some sort of financial stability before you start planning your family. The expenses increase as children start growing up. The relation between the growing age and the needs of children is parallel growth. When they are young, their expenses are pretty much limited […]
Funding Your Dermatological Procedures Without Ruining the Family Budget
Women are expected to be thrifty and practical when they became mothers and wives. And often, the first budget allocation to go would be their vanity fund (you know, the money that they use for makeup, skin care products, facials and other beauty procedures). That won’t be a problem when they are young, but as […]
5 Amazingly Easy Budgeting Tips for Small Splurges
If you’re a fan of Parks and Recreation then you’re already familiar with the concept of treating yourself. A day dedicated entirely to you may seem frivolous and indulgent, but science suggests otherwise. Study after study shows that taking a little me time to take care of yourself is highly beneficial. It’s so important, me […]
Use Your Tax Refund on Your Home
Like many that receive a tax return, it is used for items you have wanted, or put towards a “needed” vacation. Instead of throwing it away on unnecessary items or a long weekend away, why not put it back into your home where you can enjoy the upgrades for years to come, not to mention […]
6 Small Changes that can have Big Positive Effects on your Family Budget
The problem with a lot of money saving tips for families on a budget is that they require a complete (or at least big) lifestyle overhaul in order to actually save your money. Seriously, what’s the sense of that when the fact is that most people won’t make those big changes? It’s with that in […]
Avoiding Wasteful Expenses
In America there are, unfortunately, millions of people living “paycheck to paycheck”. Even many that aren’t in this financial predicament are still having problems making ends meet. One of the reasons is that, here in the States more than almost any other country, we tend to spend on frivolous, unneeded or unnecessary items, even if […]