Self-employment can seem like a boss-free dream come true. That is, of course, until you discover the horrors of self-employment taxes, the challenges of paying for your own health insurance, and the difficulties of saving for retirement without an employer-sponsored retirement plan.   Self-employment doesn’t have to mean working till you drop. But it does […]

There are varied opinions on what constitutes a good tip?  You have probably noticed when out to dinner or drinks with friends or family that each person can tip differently.  Same may over-tip, or if you have a couple friends like I do, feel embarrassed when you see them clearly short a tip when throwing […]

A common debate within my friends circle is tipping, or lack thereof for some in my group.  How much is the norm for average service?  What about for someone that goes above and beyond?  Do you still tip if your water glass is dry the entire meal?  According to a recent study by a point-of-sale […]

If you have children and they’re nearing college age, it’s highly likely that you’re looking into hiring a college aid planner to help you figure out how to pay for their college tuition costs. If you are, there are a number of things you should look for in order to make sure that you hire […]

It was Bill Cosby who said that the role of the parent was to get the kids out of the house and keep them out. According to the NY Times, we are looking at a Boomerang Generation epidemic. One in five of those between their early 20’s and 30’s is at home living with their […]

November 1st; another holiday concluded and a new one to start budgeting for. I know most of you don’t want to hear the word Christmas prior to December, but Christmas is the most expensive holiday for the average family. If you want to keep your family budget underneath that average family spending for Christmas, you […]