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Saving for Retirement When You’re Self-Employed

06/16/2017 by John Leave a Comment

Self-employment can seem like a boss-free dream come true. That is, of course, until you discover the horrors of self-employment taxes, the challenges of paying for your own health insurance, and the difficulties of saving for retirement without an employer-sponsored retirement plan.   Self-employment doesn’t have to mean working till you drop. But it does […]

Filed Under: Average Family

Think You Tip Well? See how it Ranks Among the Highest States

04/06/2016 by John Leave a Comment

There are varied opinions on what constitutes a good tip?  You have probably noticed when out to dinner or drinks with friends or family that each person can tip differently.  Same may over-tip, or if you have a couple friends like I do, feel embarrassed when you see them clearly short a tip when throwing […]

Filed Under: Average Family

Tipping Cheapskate? See Where You Rank Among States

03/29/2016 by John Leave a Comment

A common debate within my friends circle is tipping, or lack thereof for some in my group.  How much is the norm for average service?  What about for someone that goes above and beyond?  Do you still tip if your water glass is dry the entire meal?  According to a recent study by a point-of-sale […]

Filed Under: Average Family

6 Small Changes that can have Big Positive Effects on your Family Budget

06/13/2015 by John 3 Comments

The problem with a lot of money saving tips for families on a budget is that they require a complete (or at least big) lifestyle overhaul in order to actually save your money. Seriously, what’s the sense of that when the fact is that most people won’t make those big changes? It’s with that in […]

Filed Under: Average Family, Budget

What to Look For in a College Aid Planner

05/07/2015 by John Leave a Comment

If you have children and they’re nearing college age, it’s highly likely that you’re looking into hiring a college aid planner to help you figure out how to pay for their college tuition costs. If you are, there are a number of things you should look for in order to make sure that you hire […]

Filed Under: Average Family

Boomerang Generation Myth: It’s Not About How Much Your Child Makes

07/27/2014 by John Leave a Comment

It was Bill Cosby who said that the role of the parent was to get the kids out of the house and keep them out. According to the NY Times, we are looking at a Boomerang Generation epidemic. One in five of those between their early 20’s and 30’s is at home living with their […]

Filed Under: Average Family

Average Family Spending on Christmas Gifts 2012

11/02/2012 by John 13 Comments

November 1st; another holiday concluded and a new one to start budgeting for. I know most of you don’t want to hear the word Christmas prior to December, but Christmas is the most expensive holiday for the average family. If you want to keep your family budget underneath that average family spending for Christmas, you […]

Filed Under: Average Family

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