Debts can make you anxious. This is a significant finding revealed in the Gallup study “The Consequences of Debt in America” published in 2016. Carrying debts causes your worries to ripple. You become constantly preoccupied by how you can free yourself from credit obligations. Let’s probe further on how debt affects you mentally. How debt […]
Archives for October 2017
Choosing the Right Car Insurance
Having car insurance is mandatory. There is no way around it. You have to have it, and if you don’t, you are breaking the law and will eventually have to pay fines. Or worse, be responsible financially for an accident down the road that could seriously ruin your life. Car insurance is not cheap, especially […]
The Guide to Smart (but Frugal) Gift Giving
As generous and gracious as we want to be when giving gifts, they can really break our budget, especially around holidays like Christmas. You don’t want to be known as a “grinch”, however, you also don’t want to have to be eating beans and rice for months because of your overdrawn credit card bills. So […]
Storage Solutions Worth Investing In
What’s one thing you can never have too much of in your house? Storage. Whether they are closets, guest rooms, crawlspaces, or even labelled bins for your hats and mittens, it’s usually easy enough to fill them. The trouble is finding affordable solutions to your storage problems because let’s face it, they aren’t always cheap! […]
The Pros and Cons of Buying Wholesale
Buying wholesale, instead of regular retail, is something that many people have adopted with the intention of saving money. By buying in larger quantities, they can bring down the price per unit, whether it’s paper plates, bags of flour, or even bath and body products. Sometimes the bigger order means that you can buy directly […]
Funding Your Dermatological Procedures Without Ruining the Family Budget
Women are expected to be thrifty and practical when they became mothers and wives. And often, the first budget allocation to go would be their vanity fund (you know, the money that they use for makeup, skin care products, facials and other beauty procedures). That won’t be a problem when they are young, but as […]