Sometimes it’s good to be a loser. Losing weight is considered positive. Losing all of your debt is never a bad idea. Can we all agree that involuntarily losing your wealth is a bad thing? The wake of the Great Recession washed away a great deal of family wealth. According to the St. Louis...
Don’t you hate how Christmas shopping is coming earlier and earlier? I’ll forgive you for answering “Yes,” because I’m already planning gifts and coming up with wish lists for my two pre-preschool aged accountants. This year I’m planning something special for Little Girl and Little Guy; I’m adding NY 529 plan gifting to their...
The perfect is the enemy of the good. For a long time, the perfect kept me from opening a 529 account. I struggled with my reservations and uncertainties about making that type of commitment. College for my children seems so far away and 529 Plan was far, far down my list of financial imperatives....
Here’s the best gym membership rate ever; $10 for 15 visits. At most I’d work out 5 times a week, which would make it my monthly cost, $13.33. I pay per visit, not weekly or monthly. If I skip a week, I don’t lose anything. I found this deal at a small Christian college...
I just finished reading “Most Common Investment Mistakes for Beginners” and it’s the umpteenth iteration I’ve read online. It’s become a hobby of mine to read these posts and see if an author will finally mention the big 401k elephant sitting around the cubicle farm, but I’m always disappointed. I suppose that it’s up...
I like to kick-off my posts with a bit of excitement. What could be more exciting than a race? Three men, Mr. Income Over-Achiever, Mr. Frugalista and Mr. Procrastination want to race $100,000 for a year to see who earns the greatest net worth. So they all go to the local 7/11 and pick...
I have a top secret savings tip that I’ve used for years and it ensures I will always lose money. What I do is take savings and deposit it into an interest bearing account at the bank. With super low interest rates that banks pay, usually 1 percent or less, all I have to...
Humans get excited about really stupid things sometimes. For some, it might be winning an ugly lamp that looks like a leg. For me, it’s the commenting schedule I created this week. A commenting schedule is something that I’ve always wanted to make. I have trouble keeping track of where I’ve been and who...
This is a guest post from Eric at Narrow Bridge Finance as part of the Yakezie blog swap. This week, we are all discussing the topic: How to Save Money without Giving up Your Social Life. You can read my post on the same topic at Eric’s blog. I am in my twenties. I...
The emails are relentless sometimes. Three or four a day and I’m not even that big of a blog yet. If I’m getting this many guest post requests from lame commercial sites now, I perish to think what it will be like when I actually have enough readers to warrant the term audience. Let...
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