Shopping Online or In the Store: See Which One Is More Cost Effective

11/29/2013
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When you are in the retail business, it is all about selling your merchandise at the best price to make the most money. There are two main ways in which you can sell your merchandise. You can open up a brick-and-mortar store or sell online. You can also sell online while you have a...

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Why Paying Down Debt Is Better Than Investing In The Stock Market

11/26/2013
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While having $10,000-$20,000 in debt is not necessarily a huge deal in today’s economy, there can come a point where paying back one’s debt in a reasonable amount of time becomes unmanageable. The point at which this happens can vary depending on one’s specific income and other financial obligations, but if it ever gets...

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Managing Money: 5 Retirement Expenses to Budget For

11/06/2013
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You may have heard people tell you that it’s never too early to start saving and planning for your retirement. With the economy being the way it is, saving and investing for your retirement while you’re young is a good idea, especially if your company doesn’t offer pension plans. Being aware of what to...

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Lost Health Insurance Because of Obamacare: Can I Still Sign Onto My Spouses Plan?

11/05/2013
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Lost Health Insurance Because of Obamacare: Can I Still Sign Onto My Spouses Plan?

Spouses everywhere are taking a second look at their plans now that millions of Americans have lost their coverage due to Obamacare. I’ve received more than a few questions from friends concerned about their options. Do they have to go to an exchange? Are going to need to pay out of pocket? Does this...

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10 Tips for Choosing the Best Home Loan

10/29/2013
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  Not all home loans are created equally, and some mortgages are more beneficial than others. When purchasing or refinancing a house, consider these tips on selecting the home loan that works best for you. 1. Find a reputable lending company. Ask friends, family, neighbours and co-workers for recommendations, and select a lender with...

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Avoiding Complications From Collisions

08/23/2013
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A vehicle accident is a lousy experience.  First of all, there’s the chance that you or a family member could be seriously hurt.  Then there are police reports, repair bills, and potential problems if you’ve leased your vehicle. Standing outside your wrecked SUV on the side of Interstate 55 is not the time to...

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Is Online Tax Prep a Better Option to File Family Taxes?

08/22/2013
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One of the most stressful times of the year for families is back to school time. Unfortunately, for many families, the stress of that time of the year pales in comparison to the stress of preparing the family taxes come tax time, especially if children are also filing. Since you’ve done your taxes before,...

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How Important is Credit Rating of a Life Insurance Company

08/20/2013
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Life insurance companies have credit ratings of their own, much like how we all have personal credit ratings. These credit ratings can be very important when it comes to gauging the quality of service that you will receive. These credit ratings indicate how financially stable the company is. For instance, if the life insurance...

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3 Smart Family Business Ideas that Everyone Would Love

08/20/2013
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Starting a business based on your sole hobby, skill, or interest is one thing – starting one which the entire family loves is a whole different deal. Bringing the family together in one united goal to create a successful business not only strengthens the bonds between each individual, it creates a valuable asset to...

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5 Signs on How to Find a Good Online Lender

08/19/2013
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If you are interested in finding a mortgage or loan lender online, there are specific signs that you should look for in this online lender. Doing comparison research and investigating the online lenders that you find is very important. In fact, it can make a significant difference in the outcome of your loan. You...

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