Healthcare Costs Can Bankrupt You

A major decision for most people nearing retirement is whether or not to purchase long-term health care insurance policies. On the one hand, the cost of living in a nursing home or assisted living facility, or having a live-in nurse at home, can be in the tens of thousands of dollars every year. This high […]

Going Broke in Retirement

So you made into retirement. Congratulations, now it’s time to kick back, de-stress and enjoy the time that all of those years of working have given you. Of course, the unfortunate fact is that millions of Americans today are not financially prepared for retirement, especially those who have never put any preparation into it to […]

Focusing on Coverage versus Premiums

The automobile insurance industry is going through some amazing and rapid changes. From tracking devices that send information about every turn that a driver makes, and every time that they brake their car, to coverage that offers “pay as you drive” insurance, new insurance products for automobiles are popping up left and right. Still and […]

Couponing the Right Way

While couponing has definitely been quite trendy in the last few years, it’s certainly not new. Coupons have been around nearly as long as newspapers, and that’s a long time. That being said, there’s certainly a lot more to couponing than simply clipping coupons out of your local newspaper, magazines and flyers.  Also, just because […]

Avoiding Wasteful Expenses

In America there are, unfortunately, millions of people living “paycheck to paycheck”. Even many that aren’t  in this financial predicament are still having problems making ends meet. One of the reasons is that, here in the States more than almost any other country, we tend to spend on frivolous, unneeded or unnecessary items, even if […]

Are You Putting Enough Away for Retirement?

Okay, let’s be honest, the vast majority of Americans haven’t or aren’t saving nearly enough for retirement. On the other hand, there are people out there (and hopefully you’re one of them) that are stashing away as much money for retirement as possible, and diligently working to make sure that, when their “golden years” arrive, […]

Are you Broke as a Joke?

Yes, the economy has “gotten better” since the recent great recession but, unfortunately, it never really ended for the vast majority of Americans. Indeed, American households all over the country are still struggling with stagnant wages, a labor market that’s sluggish and cost of living expenses that keep on going up. Even worse is that […]