Couponing the Right Way

While couponing has definitely been quite trendy in the last few years, it’s certainly not new. Coupons have been around nearly as long as newspapers, and that’s a long time. That being said, there’s certainly a lot more to couponing than simply clipping coupons out of your local newspaper, magazines and flyers.  Also, just because […]

Avoiding Wasteful Expenses

In America there are, unfortunately, millions of people living “paycheck to paycheck”. Even many that aren’t  in this financial predicament are still having problems making ends meet. One of the reasons is that, here in the States more than almost any other country, we tend to spend on frivolous, unneeded or unnecessary items, even if […]

Are You Putting Enough Away for Retirement?

Okay, let’s be honest, the vast majority of Americans haven’t or aren’t saving nearly enough for retirement. On the other hand, there are people out there (and hopefully you’re one of them) that are stashing away as much money for retirement as possible, and diligently working to make sure that, when their “golden years” arrive, […]

Are you Broke as a Joke?

Yes, the economy has “gotten better” since the recent great recession but, unfortunately, it never really ended for the vast majority of Americans. Indeed, American households all over the country are still struggling with stagnant wages, a labor market that’s sluggish and cost of living expenses that keep on going up. Even worse is that […]

Do You Have Too Many Credit Cards?

Many consumers, when ordering their free annual credit report for the first time, are surprised by the long list of credit accounts that they have. For example, they might have long ago forgotten about the credit card they used to get a great discount on new set of tires, or from Home Depot when they […]

Use the 50/20/30 Rule to Help You Budget

If you’ve been reading our blog for any amount of time  you know that we’re very big on budgets and budgeting. Now, if you’re just getting used to the thought of creating a budget, maybe because you just graduated from college or just had your 1st child and your feeling the money pinch, there’s a […]