Some Really Good Reasons NOT to Buy a Home!

The American dream of home ownership has been written into the fabric of American life for as long as America has been a country, but the fact is that owning a home isn’t the right move for everyone. There are some situations where home ownership would be much more costly than renting and, for that […]

Use these Strategies to Increase your Social Security Checks

When it comes to Social Security benefits, very few retirees are actually aware of the options they have to maximize their benefits and payments. Most assume that they’re going to get what they get and that number can’t be changed. Also, since Social Security administration employees don’t know nearly as much about complex rules as […]

How to Deal with Decreased Cash Flow

When your cash flow decreases, it can be a very hard and frustrating time. You have to wonder how you will manage to pay your bills on time and keep debt at bay. Today, we are discussing how you can deal with decreased cash flow. Gain Control of Your Cash Flow The first thing that […]

Going Broke in Retirement

So you made into retirement. Congratulations, now it’s time to kick back, de-stress and enjoy the time that all of those years of working have given you. Of course, the unfortunate fact is that millions of Americans today are not financially prepared for retirement, especially those who have never put any preparation into it to […]

Are you Broke as a Joke?

Yes, the economy has “gotten better” since the recent great recession but, unfortunately, it never really ended for the vast majority of Americans. Indeed, American households all over the country are still struggling with stagnant wages, a labor market that’s sluggish and cost of living expenses that keep on going up. Even worse is that […]

Do You Have Too Many Credit Cards?

Many consumers, when ordering their free annual credit report for the first time, are surprised by the long list of credit accounts that they have. For example, they might have long ago forgotten about the credit card they used to get a great discount on new set of tires, or from Home Depot when they […]

3 Inexpensive Ways to Communicate With Loved Ones Abroad

We all have friends and family members located in some far-flung corner of the globe. Whether it’s your teenager on a horizon broadening gap year in Asia or a former colleague who’s upped sticks to start a new life down under, it seems barely a day goes by without someone you know jetting off on […]