Family Finances

Are You Putting Enough Away for Retirement?

03/23/2015
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Okay, let’s be honest, the vast majority of Americans haven’t or aren’t saving nearly enough for retirement. On the other hand, there are people out there (and hopefully you’re one of them) that are stashing away as much money for retirement as possible, and diligently working to make sure that, when their “golden years”...

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Don’t Think You’re Wasting Money Every Week? Think Again

03/11/2015
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If you ask 1000 people the question “what would you like to have more of?”, 999 of them would answer “money”. Everyone wants extra money and, one would think, would do everything in their power to get that extra money somehow. The fact is however that the vast majority of Americans waste money every...

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Consumer Spending Is Showing Signs of Caution

01/08/2015
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In theory times should be good for those in employment. While the recession has receded after the Collateralized Debt Obligation (CDO) crisis caused such worldwide devastation it seems there are still some real problems when it comes to market growth. Real estate issues have yet to be fully resolved in many places. The rapid...

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Three Reasons Why Financial Plans Fail

10/06/2014
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To paraphrase Burns, “The best laid plans of mice and men often go awry.” I cannot be certain about the plans of mice. Driven by little more than instinct, it is hard to determine if mice have anything  we could call plans. But with a far more keen since of time and an awareness of...

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5 Reasons That Your Employer Should Have Group Insurance Benefits

06/09/2014
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It doesn’t matter if your employer has 3 or 300 employees. The odds are, he’d be able to find group benefit rates for you and your co-workers. The big question would be, “why don’t you have any?” To be honest, most employers are simply ignorant to the benefits of group insurance. There is a...

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Handling Joint Accounts in a Divorce

05/13/2014
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Divorce is a rough time for couples and their children. Even if your relationship ends amicably, there are many details to sort out. For example, you might have to determine a custody arrangement for your children; come to an agreement on how to split belongings — and most importantly, you have to find the...

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Know your boundaries

03/21/2014
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Working out the boundaries for your house can be an expensive and complicated process and knowing them before any particularly tough legal issue arises can save you a great deal of time and cost. Land in England and Wales is registered with general boundaries rather than precise ones, and so it can be extremely...

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Small Business ‘To Do’ List for 2014

01/07/2014
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An entrepreneurial boom in America is helping offset concerns of an uncertain economy. Although many small businesses start as supplemental income, many entrepreneurs are aiming to expand in 2014. Growing your small business should maximize money and time. Owners must also consider the impact of expansion on liability and taxes, among other factors. Here...

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Save On Healthcare Costs

12/04/2013
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Save On Healthcare Costs

The cost of health care continues to go up in the United States, with insurance premiums increasing 4% a year – about four times our current inflation rate. Even if you have coverage from your employer, you are still likely to be paying about $4500 toward your insurance plan – with your employer paying...

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Shopping Online or In the Store: See Which One Is More Cost Effective

11/29/2013
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When you are in the retail business, it is all about selling your merchandise at the best price to make the most money. There are two main ways in which you can sell your merchandise. You can open up a brick-and-mortar store or sell online. You can also sell online while you have a...

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