Family Banking

Lower Rates Means Saving More Money

03/20/2014
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In a down economy all we hear about are all the negative effects of low interest rates, including; dilapidated bond yields, a sluggish stock market, and low interest earning bank accounts. But people often forget all of the benefits that go along with low interest rates. Not only are interest earning accounts affected, but...

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10 Tips for Choosing the Best Home Loan

10/29/2013
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  Not all home loans are created equally, and some mortgages are more beneficial than others. When purchasing or refinancing a house, consider these tips on selecting the home loan that works best for you. 1. Find a reputable lending company. Ask friends, family, neighbours and co-workers for recommendations, and select a lender with...

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Create a Stress-Free Homebuying Experience

09/07/2013
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Buying your first house can be intimidating and a bunch of questions might race through your head. What are current interest rates? How much can I afford? Will I qualify for a mortgage loan? The process isn’t always easy or fast, and it’s normal to feel a bit anxious. However, buying a house doesn’t...

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Quick loans: What is all the fuss about?

07/22/2013
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Mention the words ‘quick loan’ or ‘payday loan’ to most people and they will stare at you either with a look of pity or horror on their face.  But why is this the case, and is their  concern justified?  For a while now there have been companies in the UK that specialise in quick...

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Mortgage Lending Up by a Fifth!

06/28/2013
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Getting a mortgage has been a notoriously tough gig in recent years, with lenders’ criteria being tighter than ever. However, all the signs are positive that the tides may now be turning. Recent figures from the Council of Mortgage Lenders (CML) show that UK mortgage lending has hit its highest level since October 2008. Lending...

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US vs. UK banking: what’s the difference?

04/29/2013
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For the past few centuries, banking has made looking after money incredibly convenient, no matter what country each banking institution is in. Two countries which have world-renowned banking sectors are the United Kingdom and the United States. Both are, on the whole, successful, but they both have significant differences in terms of customer service,...

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It’s a Buyers Market out there! Top tips for finding a bargain

01/31/2013
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A Guest Post By Betsy Fallwell My husband’s best friend Josh is a recently divorced father of one. He’s also a professional, just finishing up medical school last summer. He’s got excellent credit, the “right” kind of debt, and a stable income thanks to the salary from his first year of residency. He’s one...

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Is a Prepaid Debit Card a Good Way to Teach Your College Student about Credit Cards?

07/12/2012
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Is a Prepaid Debit Card a Good Way to Teach Your College Student about Credit Cards?

  The average college student has over $3,100 in credit card debt. Is a prepaid debit card a good way to teach your child about how to manage a credit card and avoid the norm? Many young adults head off to college thinking the credit card in their pocket is magical. Suddenly, there is...

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Are Bank CDs a Waste of Time and Money for Families?

06/02/2012
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Are Bank CDs a Waste of Time and Money for Families?

These days it’s hard to see bank CDs as anything but a waste of time and money for your family’s finances. I started writing online for money a while ago. It’s a great way to earn a little cash and it offers a flexible work schedule for a busy dad with a day job....

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Basic Bank Rules for Writing Personal Checks

05/25/2012
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Basic Bank Rules for Writing Personal Checks

I am well aware that you really don’t know anything about those little slips of paper you fill out and affectionately call personal checks. It’s not like the bank handed you an instruction manual when you signed up for a checking account. After the handshake, they probably handed you a check register and some...

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