Carry your bride over the threshold before you run to the thermostat and start programming, but don’t neglect your new home’s expenses for too long. For a century, new homeowners have learned about the surprising costs associated with homeownership by opening up their mail and dropping their jaws. I’m here to introduce a new...
Blogging is powerful stuff. How else does one sit at home in their favorite chair, write whatever comes to mind and then get read by thousands; maybe more? A great opportunity came my way last week. I was approached by an editor for US News and World Report and asked if I wanted to...
I am well aware that you really don’t know anything about those little slips of paper you fill out and affectionately call personal checks. It’s not like the bank handed you an instruction manual when you signed up for a checking account. After the handshake, they probably handed you a check register and some...
I’m not a believer in the idea that debt is evil. When managed correctly, debt is very useful, it can help you save money and get you ahead in your finances. To prove my point, we’ll take a look at two decisions that young adults face; take out loans to pay for college or...
Random JP fact of the week, my feet are prone to tendonitis. So when I went to the local sports footwear store, I talked to the owner for at least 30 minutes. My feet issues have long held me up from being a regular runner, because too much running leads to lots of foot...
It’s official! I’ve decided to join the Yakezie Challenge and I know what you are thinking, “umm, the what-challenge?” Yakezie is a personal finance and lifestyle blogging network. Some of the largest and most followed blogs are part of the group. And what a group! The mission is to selflessly help others, but more...
If you are trying to lower your budget, you need to get familiar with three expenses: housing, transportation and food. According to the Bureau of Labor Statistics, the average family spends 63% of all budget expenditures on those three costs. Here at My Family Finances, I’ll help you to lower all three, but today...
It’s springtime for most of us, but for many aged 18 and 22 it’s more than just a new season. It’s graduation time. Sure, high school students and college students both go through the same ceremony we all recognize as graduation, but the two types of graduates are facing completely different financial/professional decisions. For...
What is My Family Finances’ family Mother’s Day budget? Well, compared to the average family, it’s tiny. I may be able to supervise my children. I may even be able to prevent them from completing what seems to be a relentless mission to end their lives by swallowing small toys and diving off of...
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